How Students Can Protect Their Belongings from Theft

Many students move to university with expensive items like phones, laptops, and clothes. Experts say students should make sure their belongings are protected against theft or damage.

make sure= 確保、確認某事發生或屬實

First, check if you already have insurance. Some student housing includes protection. Your parents' policy might also cover your belongings. If you do not have protection, you can buy contents insurance. This type of insurance pays to replace or fix your things if they are damaged or stolen.

Next, list all your items, including electronics, clothes, and furniture. Add up the cost to replace each item. Check that your policy covers the full amount. You may need extra coverage for expensive items, such as bicycles, or items you take outside your home.

add up= 加總、計算總額

Finally, if you drive a car to university, you must tell your insurance company your new address. If you use your parents' car and become the main driver, you must inform the insurer. Changing this information is required by law.

required by law= 法律規定必須做的

學習筆記

文法整理

句型	意思
make sure	確保、確認某事發生或屬實
add up	加總、計算總額
required by law	法律規定必須做的

詞彙整理

單字	意思
belongings	某人所擁有的物品，尤指個人物品或隨身物品的總稱。
insurance	為了在發生意外、損失或其他風險時獲得補償，而由個人或公司定期繳費給保險公司的制度或安排；也指保險業。
coverage	保險所承保的總額、範圍和種類。

延伸學習

•家財保險（contents insurance）專門保障住宅內的個人物品，與房屋結構保險有所不同。
•變更車輛主要駕駛人（main driver）或居住地址時，依法必須通知保險公司，否則發生事故時可能無法獲得理賠。